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If youre a co-owner in a closely held business, have you thought about what might happen if you or your partner died unexpectedly? It may not be fun to think about, but preparing for the possibility may save your company and all who depend on it from being placed in a vulnerable and uncertain position to help protect from this possibility. Many business owners set up a buy sell agreement, which can guard against transfers of ownership and all the issues that may come with it. The only problem is surviving owners may need to buy out heirs, which can be expensive, and searching for a loan or liquidating assets may not be a great option. A better way may be to fund your buy sell agreement with life insurance. Why? For many reasons, including avoid unintended or uncomfortable transfers of ownership. Avoid lengthy legal battles. Heirs of the deceased partner get an inheritance they can actually use. The transfer of a business ownership could be at least partially or fully f
