Easily Insert Dropdown to the Home Loan Application

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How to Insert Dropdown to the Home Loan Application

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Hi everyone, my name is Kevin. Today I want to show you how you can create drop-down lists in Microsoft Excel and as full disclosure before we jump into this I work at Microsoft as a full-time employee. My company requires me to say that anytime I talk about our products. First off, why would you want to create a drop-down list in Microsoft Excel? Well, imagine that you set up a spreadsheet and youre going to have other people filling it out, perhaps you only want them to fill out a cell with specific values and the drop-down list is the perfect way to make sure that people select from those specific values. Its actually very easy to set up and Im going to show you step by step how to do it so you too can create a drop-down list. All right. Well, enough talk. Lets jump on the PC. Here I am on my PC and I already have Microsoft Excel open. This version of Excel comes with Office 365. Its the latest and greatest. However, drop-down lists have been avail

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How do you split a mortgage with your partner?

The only way to add your partners name to the mortgage, whether youre getting married or simply want to split ownership of the home, is to refinance into a new loan.

Can an FHA case number be assigned prior to application?

For a preconstruction property, the case number can be assigned, but the address information must still pass validation later, prior to endorsement.

Can 2 people share a mortgage?

There is no legal limit to how many people can be on a mortgage, but your lender may have restrictions in place. Remember that everyone on the loan also has to be able to qualify for it to be approved, and some lenders may see a big group of names as a potential risk.

How do I decline a home loan?

Tell the lender you want to cancel the pending application and provide a reason. Explaining the situation will help the lender understand any future needs. Next, go through your application and existing agreement with your lender. Typically, you can get refunds of certain fees, such as credit check and appraisal fees.

How to add spouse to mortgage loan without refinancing?

Contact your lender. Instead, they will likely make you refinance your home, in effect taking out an entirely new mortgage. Adding a person to your mortgage without refinancing can only work if the mortgage is assumable. Federal Housing Administration (FHA) loans tend to be assumable, but other types may not be.

Can two unmarried borrowers be on the same mortgage?

Most lenders have no problem with allowing two unmarried people to apply for a mortgage together. You might think theyd be concerned the loan could go unpaid if the couple splits up, but that risk is there for married couples as well.

Does a joint mortgage affect credit score?

Yes: Joint mortgages with co-borrowers show up on each borrowers credit report. If you pay it responsibly, it can help to raise your credit score. But if you or your co-borrower miss a payment, it can adversely affect both of your credit scores.

Can you have 2 cosigners on a mortgage?

Theres no legal limit to the number of co-borrowers on a mortgage, but lenders rarely take applications from more than four or five borrowers due to limits on underwriting software.

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