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hey are you there Im here all right good morning everybody my name is Eric yen Im the director of marketing for shield healthcare welcome to our webinar titled end-of-life decisions of planning checklist attendees will be in a listen-only mode if you have a question please type it in the chat box to the right hand side of your screen at the end of the presentation we will open it up for questions this webinar is being recorded so if you missed any portion of this webinar you can go back to our community site to listen to the recording at this time Id like to pass the presentation over to Jane McNamara Jane was admitted to the California Bar in 1991 shes an accredited attorney with the Veterans Administration a board member of life care planning law firms Association and is a member of numerous organizations dealing with the rights of seniors Jane and her dedicated staff assist veterans seniors and their families with complex issues related to aging illness and capacity asset protec