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A last will and testament serves a specific purpose: it designates who will manage your estate and who will inherit your assets after your death. However, it does not protect your assets from probate, as it is intended to be processed through the probate system. Essentially, a will functions as instructions for a judge regarding the distribution of your estate. For individuals with smaller estates, a well-prepared will might suffice, since only assets exceeding a certain value go through probate. It's important to note that a will becomes effective only upon death, and while not mandatory, a trust may still be advisable based on one’s asset level.
