Easily Hide Dropdown to the Car Insurance Quotation Form

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How to Hide Dropdown to the Car Insurance Quotation Form

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hey there this is vlad from the insurance sales lab in this video id like to show you a sales strategy that will help you close more sales so if you are a insurance agent who sells pnc insurance or life insurance health insurance it doesnt matter what kind of insurance you sell this strategy will work for you so lets suppose you get to the end of the call and you know that the prospect currently pays 115 per month for their car insurance and renters insurance what you want to do is not just reveal the price and say all right john our price is a little more expensive its 20 more and heres why you should work with us you dont want to do that instead what you should have done earlier in the call is you should have separated yourself from whatever company theyre with right now and explain how the coverage that youre giving them is different and better than what they currently have with their company so thats something that should have done been done earlier in the call but now tha

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Why would an insurance company deny a quote?

Insurance companies frequently deny coverage if the applicant has a recent history of accidents, a series of minor traffic tickets or a serious infraction such as a DUI. These are strong indicators of a risky driver who may cause a car accident and submit a claim.

How do I stop getting insurance quotes?

If you believe someone is committing insurance fraud or if you keep receiving unsolicited quotes after asking agents to stop sending them, contact the state Insurance Department at 877-881-6388 or .insurancepa.gov.

Do insurance companies run your credit for a quote?

It is true that insurance companies check your credit score when giving you a quote. However, what theyre doing is called a soft pull a type of inquiry that wont affect your credit score. Youll be able to see these inquiries on your personal credit reports, but thats it.

What is drop down coverage in an umbrella policy?

Drop-Down. Provides excess limits protection for losses arising from exposures, either known or unknown, which are not covered by the primary scheduled underlying policies. The Umbrella will drop-down to provide coverage on a primary basis because there is no underlying insurance available to the insured.

What is the excess layer drop down clause?

A drop-down clause in an insurance-policy requires an excess insurer to provide coverage to the insured. Such coverage is to be provided even though the underlying coverage has not been exhausted. This is so because the underlying insurers are insolvent.

Can an insurance company decline to quote?

Qualifying for coverage isnt guaranteed, however. Auto insurance companies can deny coverage to drivers for various reasons, and they can also charge high monthly premiums for high-risk drivers.

Can an insurer refuse to quote?

It is unusual for an insurer to decline from offering a renewal quote but they may have decided to switch their focus to a different sector of the insurance market, or they may indeed have decided to stop selling policies at all. Their reason may have nothing at all to do with any faults on your part.

Can insurance companies refuse to insure you?

In short, yes, car insurance companies can deny coverage for multiple reasons, some of them including previous bankruptcy, a previously cancelled policy, or a criminal conviction.

What is a drop down clause?

A drop down clause provides coverage that drops down and acts as primary coverage in certain situations. These include when the primary insurer is insolvent or the underlying policy aggregate limits have been exhausted.

How do you present an insurance quote?

1:36 6:22 How To Present Your Auto Insurance Quote When Youre More Expensive! YouTube Start of suggested clip End of suggested clip It looks like it was going to be about 230. Dollars per month for your insurance. So you give them aMoreIt looks like it was going to be about 230. Dollars per month for your insurance. So you give them a high price first. And then you say however since you dont have any accidents. No tickets.

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