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if you run a business in the Keystone State this video will help you understand Pennsylvania business insurance requirements and some of the other commonly purchased commercial policies available Pennsylvania business insurance helps protect your company and potentially your personal assets from lawsuits claims and settlements that can docHub into the millions what type of business insurance is required in Pennsylvania Pennsylvania requires only two types of commercial insurance policies and only under specific circumstances workers compensation every small business with any non-owner employees are required by Pennsylvania state law to have workers compensation insurance coverage business Auto if the business owns any Vehicles titled to the business or uses them for business purposes those cars or trucks must have commercial auto insurance any other policies and coverages are optional for your business to purchase there is not one small business insurance policy that covers every risk t