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In this tutorial, Lee Pearlman discusses the seven common tactics insurance companies use in personal injury claims. The first tactic is the strategy of quick settlements, where insurers may offer a low settlement early on, often significantly less than a fair amount. Studies indicate that those represented by an attorney can receive settlements about 400% higher than those who accept quick offers. Such early settlements typically do not cover essential factors like medical treatment, lost wages, or pain and suffering. Pearlman emphasizes that understanding these tactics is crucial for claimants to protect their interests.