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In this video, Lee Pearlman discusses the seven common deceptive tactics used by insurance companies in personal injury claims. The first tactic involves quick settlements offered shortly after an accident. Insurance companies may propose amounts that are significantly lower than what claimants are entitled to, often omitting crucial factors such as medical expenses, lost wages, and pain and suffering. Research indicates that individuals who have legal representation often receive settlements that are four times higher than those who settle early with insurance providers. The video emphasizes the importance of being cautious and thoroughly understanding one’s rights before accepting any settlement offers.