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The speaker shares their experience of an auto accident that occurred a couple of months ago while driving home around 7:30 to 8:00 PM. While making a left turn with the signal on, their Toyota RAV4 was rear-ended by a female driver who admitted to being inattentive. The speaker noticed a faint smell of alcohol from her but didn't report it to the police. They called the police to file a report and documented her driver's license and insurance information. The next day, they contacted her insurance company to report the accident. The damages included a crushed rear bumper, bent reinforcement, and damaged tailpipe.