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love that love it love it love it understand why document claims in your management system document document document make people identify the difference right it is time to talk about claims and claims process and the importance of having a claims process for me when I think about claims and insurance and were going to have a little coffee together here on this podcast maybe youre listening to us maybe you are watching us on YouTube where you can see that my shirt Blends in with the color of the wall behind me we want to talk about claims process because in my mind this is the only time that somebody uses your product if we think about the ultimate and client experience this is where the rubber meets the road there is no truer example of how your agency is doing than the success of a claim one of the funny things about claims is we dont want them for our last ratios and just because we dont want anything bad to happen to our clients and our clients dont want them because that me