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A triple net lease is a lease agreement between a commercial property owner or manager and a tenant. It is commonly used for retail, industrial, and free-standing buildings. The term "triple net" refers to the tenant's responsibility for three types of expenses: property insurance, real estate taxes, and common area maintenance. These costs are typically estimated annually and incorporated into monthly rent. At year-end, if the actual costs are lower than estimated, the tenant receives a refund; if higher, the tenant must pay the difference. Tenants often seek to cap the triple net amount for predictability in expenses. A free lease template is also available for those interested.