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[Music] hey guys good afternoon its angelo christian financial thank you so much for watching our podcast real estate insider today were actually talking about icin loans are you somebody that actually has a tax id you dont have a social security number and youre trying to maybe buy a home well theres actually millions of people like that that are in the united states whether theyre a foreign national they came here from another country and they actually dont have their citizenship yet but they have a tax id we actually specialize and offer these loans in the state of texas so if you are a realtor youre a builder youre a broker and you have a client that actually needs an italian loan angelo christian we can actually make this loan for your client whether its owner occupied or an investment property we have special loan programs called the itin loan no doc loan where you have a tax id number and maybe you dont have your residency yet we can make a mortgage to you there are s