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In this video, Ben, the former CEO of a debt settlement firm and co-founder of Ascend Finance, offers insights into debt settlement, including its processes and costs. He aims to help viewers make informed decisions about their debt relief options amidst a market filled with questionable firms. The video introduces a debt Summit cost and Alternatives calculator designed to guide users through personalized options, weighing their pros and cons. Viewers are encouraged to utilize this tool to better understand their choices and find relief from debt.