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This video tutorial explains how to correctly fill out a Request for Verification of Employment (VOE) that you may have received from a mortgage lender. The VOE must be sent directly to the lender to prevent fraud, ensuring it does not pass through the applicant or any third party. It is essential for the form to be transmitted securely, such as via fax, email, or a secure link, and not delivered by the borrower. This process helps verify that the employment information is credible and has been obtained directly from the employer or HR department, maintaining the integrity of the mortgage underwriting process.