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[Music] paying through credit cards is all set to get safer in days to come remember back in 2019 the reserve bank of india had allowed car network companies to offer tokenization services what it essentially means that when you purchase a product using your credit card details your credit card details will not be stored anywhere now this week the central bank further enhance the guidelines on tokenization of car transactions tokenization of cards is a process by which your card details remain secure and do not get stored or revealed to the merchant tokenization features lets customers make payments through a secure digital without physically sharing their credit card details with this your card details will be secure and not be revealed to the merchant currently your car details are stored online or in a cloud storage system by the merchants with an encryption to store your data with tokenization only your card network or the issuing bank will have access to your details the 16