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The video tutorial provides a guide on writing a financial hardship letter to reduce monthly loan payments. Viewers are instructed to use a provided template, accessible via a link in the description. Key steps include: 1. Entering your full name at the top of the document.2. Filling in your current address, matching what’s on your ID.3. Selecting the document date.4. Inputting the creditor's name and address (e.g., BANK EXAMPLE LLC, P.O. BOX 12345, MIAMI, FL 54321).5. Providing your account number and opening date.6. Indicating the amount you can pay (e.g., $100).7. Re-entering your name as it appears on your ID.8. Including your Social Security Number.These instructions facilitate effective communication with creditors.