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[Music] thank you hello guys welcome to my channel so after much we say agenda you know interviews with some guys that used to work with dont have I discovered that is actually a way you can clear your data from um fraudulent loan apps all those dont have to hack your phone without permission steal your contact steal your pictures and defame you and all all these loan apps depend on Islam to embarrass you to to ensure that you get frustrated and you are forced to pay back whatever money you bought from them now uh this is a disclaimer though if you are actually planning to take these loans knowing fully whether you you will not be able to pay back then I would advise you dont take it at all there is no point taking a loan you wont be able to pay back you know the terms you know the conditions so please this video is not for you if you are so adamant and you are bent on borrowing money you will not be able to pay back now this video is a step-by-step guide on how you can clear your