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hi everybody Dana sparks Broker of maximum one Greater Atlanta Realtors and this weeks contract tip has to do with financing for parties that are binding under the re forms contracts so if the buyer and the seller are binding under the re forms purchase and sale agreement which as you know or should know the standard terms is included as part of the agreement and as an agent I strongly recommend and it is a maximum one policy that you print out those standard terms and attach them and reference them as an exhibit but even if you dont do that they are referenced in the contract so the parties are bound to them but basically if a buyer is getting financed through an institutional lender whether that be conventional financing FHA VA or USDA if there are any changes to the financing changes from what the buyer and the seller have agreed upon in the contract then the seller potentially has a right to terminate so let me read you what Im talking about it is in the standard terms its unde