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Mark Lockhart discusses the process of filing insurance claims for vehicles or homes in a straightforward manner. He explains that when filing a claim, you'll work with a claims adjuster, whether through an independent agent or directly with the insurance company. The adjuster’s primary responsibilities are to verify your coverage, ensure it aligns with your claim, and facilitate a smooth resolution. The goal of a reputable adjuster is to efficiently process your claim so you can get your vehicle repaired or replaced and receive any necessary payment quickly. Delays can be costly for the insurance company, motivating them to expedite the claims process.