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In this installment of "One Rental at a Time," host Michael welcomes back housing expert Lance Lambert to discuss the implications of recent banking crises, including incidents involving Silicon Valley Bank, Signature Bank, and Credit Suisse, on the residential lending market. Michael posed a question regarding these developments, and Lance has prepared some research and insights to address it. The conversation aims to explore the effects of these banking challenges specifically on residential lending, reflecting their expertise in the housing sector. The discussion highlights the dynamic and ever-changing nature of the housing market.