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[Music] [Applause] so this video is its geared toward people who have broken lease agreements or have maybe you rented an apartment or a home and you left owing them money and then you know you look on your credit and bam there it is its in collections alright so this is gonna be the correct way in the best way to find out who reported this and dispute this to get it removed from your credit right otherwise youll be spending forty five fifty up to eighty five dollars probably even more Im not sure on after rental applications you know trying to rent apartment house or whatever it is this year you know youre trying to rent and a lot of people dont know this but we have what you called consumer reporting agencies right these are smaller companies that basically get access to our public records and they kind of keep our information information on us in their databases and what they do is they sell the information to the big dogs to credit bureaus TransUnion Equifax and Experian so
