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good day i am barista missus idioma maxirilla noisier im the principal partner at icnc legal practitioners which is a leading law firm based in lagos nigeria and this is the icnc law lecture series today well be discussing a topic under commercial law one which is actually very very common or very popular amongst people today well be discussing shorty sheep or what it means to be a guaranto under nigerian law first we begin with the definition a guarantor or a shorty is a person who undertakes to pay the debt of another person in the event that that person fails to pay so now lets put it in perspective a guarantor is a person who undertakes to a creditor to pay the debt of another person known as a debtor where that debtor fails to pay and so that makes the guaranto the secondary um debtor uh who bears the secondary liability there are however some very cogent principles on the shorty ship on the uh guarantor ship which a lot of people might not know and they just go ahead to sign