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The disability insurance company wants to send you for something called a functional capacity evaluation. Are they trying to cut your benefits off? Im John Tucker, Im a disability attorney and I handle long term disability cases all over the country. Ive handled cases against all the major insurance companies Aetna, Cigna, Standard, Lincoln, MetLife, Unum weve handle a case against your insurance company. Ive never seen an insurance adjuster that wasnt trying to cut somebody off when they sent them out for a functional capacity evaluation. Im not kidding, Ive never seen a functional capacity evaluation ordered by an insurance company say that my client was not able to work. Every time it says they can work. So whats a functional capacity evaluation? Its a four-hour test done by a physical therapist thats designed to measure how much you can engage in work activities that involve movement of the body. Sitting, standing, lifting, walking, crouch, pushing, pulling all the t