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In this final segment of the YouTube series on starting a money transfer business, consultant Felton emphasizes the importance of understanding banking licenses, regulations, and compliance. He often receives inquiries from individuals wanting to start money transfer services for various countries, but he notes that many lack prior experience in the industry. Felton expresses that he prefers not to engage with those who have never been involved in money transfer businesses, suggesting that they reconsider their plans. If they return with renewed interest, he then prompts them for further discussion about entering the field.