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In the case of Kellen Spadoni, a former Louisiana sheriff's dispatcher, a bank error mistakenly transferred over $1 million into her account instead of $82.56. Instead of reporting the mistake, Spadoni moved the funds to another account and purchased a home and SUV. She has since been arrested for theft and is facing a lawsuit from Charles Schwab for ignoring multiple attempts to return the funds. Legal experts discussed the implications, noting that while Schwab made an error, it does not grant Spadoni a legal right to keep the money.
