Clean look in the Vehicle Service Contract

Aug 6th, 2022
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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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The peace of mind that comes with a long-term vehicle service contract can make it well worth the investment. These protection plans are especially good options for drivers who want to keep their cars well past the factory warrantys expiration date.
If you are buying a new car and the length of the service contract is similar to that of the manufacturers warranty, its probably not worth your money. Most new cars dont require many repairs during the first few years. And if your car does need repairs, theyre likely to be covered by the manufacturers warranty.
The contract might require you to follow all the manufacturers recommendations for routine maintenance, like oil changes. If you dont, it might void the contract and end coverage. Keep your service records and receipts to show youve maintained your vehicle.
It is common for VSCs and MBI policies to offer coverage for towing and rental car costs that you incur while your vehicle is being repaired. Some agreements also provide coverage for lost or damaged key fobs, windshield damage, paintless dent repair (PDR), or damage to tires and wheels from road hazards.
You can negotiate the price of a VSC with a dealer, just as you can negotiate the price of a car. However, you cannot negotiate the price of MBI. One way to effectively negotiate the price of a VSC is to also shop for MBI (only from a CDI- licensed insurance company) before you go to the dealer to buy your car.
Car maintenance packages can be worth the extra cost, but only if you can get a deal thats better than what youd pay out-of-pocket for those parts and services.
The main reason you might find a vehicle service contract worth it, despite it being an added cost, is that it protects you from expensive repairs.
If you buy an older used vehicle, a service contract may be the only protection you have. On newer used vehicles, the original factory warranty may still be in effect. Before you buy, have your own mechanic inspect the car to find out what repairs might be needed in the near future.

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