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today youre going to learn how to read a loan estimate lets bring in the big guns and show you how this is done all right lets get started i know that there are a lot of numbers and loan estimates it seems really confusing but im going to break everything down for you and make it really easy okay so the first thing that were going to look at youll see right here and right here weve got the sales price and the loan amount weve got the interest rate and then this only matters if we go here and see if its locked or not so this one is locked now sometimes loan officers dont lock things right away especially if they know that youre shopping um because then your 30-day clock starts so were limited on time we have to really hustle um but thatll tell you if you are not and then here is the date another thing to pay attention to up here is the loan type so we have conventional fha va as you can tell conventional is marked all right so the next important thing is your monthly princi
