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picture it you have your estate plan drawn up and in place and youre satisfied with your choice of beneficiaries your successor trustee and what assets youre going to hold in your trust to begin with however your trust specifies that beneficiaries need to be at least age 18 before they can receive their inheritance a common requirement since you dont want your young grandchildren for example to be irresponsible with their inheritance however as time has gone on that provision gives you a bit of pause you dont want to leave your grandchildren out entirely but you arent sure they will really be responsible with their inheritance even if they are 18 at the time they receive it after all with the way things are now they will probably still be living with mom and dad at 18 so its not like they have any pressing bills like rent or regular groceries to worry about plus if the money stays in trust longer that just means it has a longer time horizon to grow for from being invested before