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In this tutorial, the host explains how to write a hardship letter for loan modification, which is a personal letter to your lender detailing the circumstances that have led to missed mortgage payments. The video provides a step-by-step guide, beginning with the inclusion of personal information such as your full name, home address (with street number, name, city, state, and zip code), and optionally your contact details like phone number or email. Next, the date of the letter should be formatted as month, date, and year. This foundational structure is essential for effectively communicating your situation to the lender.
