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in this video we discuss why more people file for social security at age 62 than at any other age coming up next on holy Schmidt according to the Social Security Administration in 2021 29 of filers filed for social security at age 62. this was followed by 24.7 percent of filers at age 66 which would have been full retirement age in 2021 and then the balance at age 70 represented 9.7 percent and of course along the way there were others as well but the three big points of those that we commonly think about this was all published in a report by the Congressional research service in July of 2022 called the social security retirement age so its quite current for those of you who are interested in the report Ill put a link in the description Ill also remind you at the end so that you dont need to stop the video now if you look at straight math which includes Actuarial tables the vast majority of people should file at age 70 if they want to maximize their social security benefit the pay