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In this tutorial, the speaker discusses the concept of renting to own and highlights potential issues to be aware of. As a lender, they advise against entering into such agreements due to frequent complications. Rent-to-own offers may seem appealing, especially for individuals with poor credit, as the arrangement suggests that rental payments can contribute toward a future down payment. However, the speaker warns that these agreements can often go awry. They emphasize the importance of verifying the legitimacy of the seller, as there are scams associated with rent-to-own arrangements. If dealing with a legitimate seller, it's crucial to understand how payments are counted toward a down payment.
