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Stephen from Albuquerque, New Mexico, and his friend are considering a consulting business focused on helping high school students apply for scholarships. They believe their personal experience with successful scholarship applications makes them well-suited for this role. They are exploring a business model with two tiers: one includes introductory videos that parents or schools can pay to access for guidance on the application process. The partnership aims to assist those new to scholarships. The conversation hints at potential challenges of their partnership, likening it to a "bad marriage."