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hi everyone The Jasper here and you have probably known by now that there are plenty of investment platforms out there some are do it yourselves like the stock Brokers and the other are done for you services like your unit trust and mutual funds if you are just starting out or if you have been introduced to the concept of investing by a financial planner then it might seem that investing into a unit trust or an investment link plan is the easiest way to start after all it seems like the most logical choice to tap on other peoples knowledge and expertise to help you to grow your wealth correct now if you have read about ilps on online forums and online communities then you might have discovered that ILP doesnt really have a good reputation so in todays video I want to really break down you know what is ILP you know the good and bad and when should you be looking for it and when other situations where you should not invest in an ILP before that if you are new to this channel do rememb