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the financial collateral regulations um were brought into Focus recently by the second November Layman case how did the Layman case change the law well um its a good question um Im not sure Layman changed the law as such but it did provide or has provided a useful um clarification um in certain areas could you perhaps summarize which areas those were yeah sure well I mean obviously were talking here about the financial collateral regulations uh that came into Force um in 2003 as a result of the EC directive in 2002 um the gray case uh in 2010 uh threw into confusion um some aspects of interpretation of the financial collateral regulation so we had Amendment regulations passed effective April 2011 um and and what Lian has done is provide a really thorough analysis um of the legal position and what was the focus of the Leman case specifically well what its really focusing on is articulating um in the case of a Security Financial ceral Arrangement um under the financial collateral Arr