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In this tutorial, the speaker discusses the risks associated with rent-to-own agreements. As a lender, they express skepticism about entering such contracts due to frequent complications. Rent-to-own offers often entice buyers with the promise that rent payments contribute to a down payment, but the speaker warns that many things can go wrong. They emphasize the importance of ensuring the seller is legitimate, as scams are prevalent in the rent-to-own market. Even when dealing with legitimate sellers, the stipulations and reliability of how payments are credited towards down payments can be problematic. Overall, caution is advised for those considering this option.
