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a skill everyone should have is financial planning while setting investment goals may seem easy when it comes to actually doing something about it many of us fumble because we dont know where to start or we dont know what the right path is it all starts with knowing what really matters in your goals do you want to find out the rest stick around 1. know what matters to you before you start investing its important to know what goals youve got for example do you want to buy a house within the next year pay off tuition fees save up for retirement or something else along these lines if so focus on building up money for that before you put money into your Investments identify what your financial goals are and if investing aligns with them or not use the acronym smart to set your goals the goals should be specific measurable achievable realistic and time-based 2. group your goals depending on how long theyll take to be achieved once youve got your goals lis