Create your Financial Hardship Letter from scratch

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Here's how it works

01. Start with a blank Financial Hardship Letter
Open the blank document in the editor, set the document view, and add extra pages if applicable.
02. Add and configure fillable fields
Use the top toolbar to insert fields like text and signature boxes, radio buttons, checkboxes, and more. Assign users to fields.
03. Distribute your form
Share your Financial Hardship Letter in seconds via email or a link. You can also download it, export it, or print it out.

A detailed walkthrough of how to craft your Financial Hardship Letter online

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Step 1: Start with DocHub's free trial.

Navigate to the DocHub website and register for the free trial. This gives you access to every feature you’ll need to build your Financial Hardship Letter with no upfront cost.

Step 2: Navigate to your dashboard.

Sign in to your DocHub account and go to the dashboard.

Step 3: Craft a new document.

Click New Document in your dashboard, and select Create Blank Document to craft your Financial Hardship Letter from the ground up.

Step 4: Use editing tools.

Place different elements such as text boxes, radio buttons, icons, signatures, etc. Arrange these fields to match the layout of your document and designate them to recipients if needed.

Step 5: Modify the form layout.

Rearrange your document effortlessly by adding, repositioning, deleting, or combining pages with just a few clicks.

Step 6: Craft the Financial Hardship Letter template.

Transform your freshly crafted form into a template if you need to send many copies of the same document repeatedly.

Step 7: Save, export, or distribute the form.

Send the form via email, distribute a public link, or even post it online if you aim to collect responses from more recipients.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Provide supporting documents along with your hardship letter to help prove the legitimacy of your claim. Depending on your situation, you might submit documents such as an unemployment notice, medical bills, military orders or a divorce decree.
A hardship letter to a creditor lays out the financial circumstances that have made it challenging for you to continue making your monthly payments.
Hardship letters can be a crucial part of your debt resolution. If you have bills to pay or need a payment plan to catch up, a letter may be the right nudge you need to convince lenders to work with you.
When you write the hardship letter, dont include anything that would hurt your situation. Here are some examples of things you shouldnt say in the letter: Dont say that your situation is your lenders fault or that their employees are jerks. Dont state that things will likely turn around for you.
Be honest with your creditor about the circumstances surrounding your hardship, but keep your explanation concise. Aim to keep your explanation under one page. While you should include relevant details such as what caused the hardship and when it started, dont include unnecessary information.
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Related Q&A to Financial Hardship Letter

I am writing this letter to request assistance with my personal loan during a time of financial hardship. Approximately two weeks ago, I was let go from my job due to company-wide layoffs. As a result, I have been unable to continue making regular payments on my loan.
Contact your creditor You can call, write to or email the creditor letting it know you cannot afford your repayments and that you want to make a repayment arrangement. If possible, contact your creditor s hardship department . This is called a hardship notice.
What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship short term (six months or less) or long term. Describe your goal. State the facts, not emotions.

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