GHI Healthy NY - EmblemHealth 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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HMO PlansFor most plans, youre required to use health care facilities or doctors that are in the HMO network. Out-of-network care is typically allowed in emergency cases only. PPO PlansWhen you choose a provider in the network, you may have lower out-of-pocket costs than if you choose out-of-network providers.
GHI offers both HMO and PPO plans. If you have an HMO health insurance plan, you will need a referral from your primary care physician before you begin your search for a great therapist.
Medicaid, Child Health Plus, and HARP EmblemHealth offers New York State-sponsored Medicaid, Child Health Plus, and Health and Recovery Plan (HARP) programs for adults and children who qualify due to income and other factors.
Healthy NY is a program designed to make reduced-cost, comprehensive health insurance available to small employers that do not provide health insurance to their employees. Eligible individuals who work for employers that do not provide insurance coverage or who recently changed employers may purchase Healthy NY.
GHI insurance (Group Health Incorporated) is part of the larger EmblemHealth network, one of the most trusted providers in New York.
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GHI, an EmblemHealth company, offering benefits for medical/physician services, and Anthem Blue Cross and Blue Shield offering benefits for services provided at hospital and out-patient facilities. GHI Emblem Health (GHI): You have the freedom to choose any provider worldwide.

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