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Term And Conditions Governing Mortgage Loans

Term And Conditions Governing Mortgage Loans 2025

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The document outlines the terms and conditions governing mortgage loans provided by Oversea-Chinese Banking Corporation Limited (OCBC). It includes definitions of key terms, conditions for granting banking facilities, requirements for documentation, interest calculations, repayment schemes, and fees associated with late payments or early repayments. The agreement emphasizes the responsibilities of the borrower and guarantor, including compliance with legal obligations and the consequences of failing to meet these terms.

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What are the conditions on a mortgage loan?

The term of your mortgage loan is how long you have to repay the loan. For most types of homes, mortgage terms are typically 15, 20 or 30 years. Explore loan term options. An origination fee is what the lender charges the borrower for making the mortgage loan.

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