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Yes, you need a disclaimer on your website. Disclaimers protect your business against legal liability by saying that you wont be held responsible for how people use your site, or for any damages they suffer as a result of your content.
When the user accepts the terms i.e. checking a box or clicking a button to indicate acceptance the Terms and Conditions become a legally binding contract. However, proper presentation and acceptance methods are key to enforceability.
Websites are not required to post terms and conditions and there are still some websites that do not do so. However, there are mandatory disclosures that apply to particular type of transactions, whether web-based or not.
No, you cannot copy terms and conditions. Copying terms and conditions is illegal, and will ultimately do more harm than good for your business. Copying terms and conditions is a form of copyright infringement, which is a punishable legal offense.
Yes, Terms and Conditions are legally binding. Or at least, they can be legally binding if: You have obtained acceptance in the proper way. This means that your customer has actively agreed to your Terms and Conditions.
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People also ask

1465; 18 U.S.C. 1466). For example, it is illegal to sell and distribute obscene material on the Internet. Convicted offenders face fines and up to 5 years in prison.
Terms of Use (sometimes called Terms of Service or Terms and Conditions) is a way for you to set up rules and regulations for visitors using your businesss website. Its also a way to protect your business by limiting liability if a customer were to take you to court.
Terms and Conditions may not be required by law, but its still a smart thing to include. These pages can limit your liability should a customer take you to court, as well as protect your rights to the content contained in your website.
Terms of Use (sometimes called Terms of Service or Terms and Conditions) is a way for you to set up rules and regulations for visitors using your businesss website. Its also a way to protect your business by limiting liability if a customer were to take you to court.
Your website terms and conditions should cover: ownership and copyright of the websites content. acceptable and unacceptable use of the website and content. registration, password and security procedures. availability of the website. use of cookies. links to other websites.

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