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In this tutorial, Lee Pearlman discusses the seven common tactics used by insurance companies in personal injury claims. The first tactic involves quick settlements for amounts significantly lower than what victims deserve. Studies indicate that victims who settle early without an attorney may receive about 400% less than those who have legal representation. These early settlements often neglect important factors such as medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes that the insurance company's aim is to minimize their payout and advises victims to be cautious when approached with quick offers.